To understand the difference in the approach that Hammond Investment Management takes in its business model, client-focus, investment planning and investment strategy, you need to know the key values that are important to our firm; Honesty, Integrity, Transparency and Trust. We believe that committing to these key values, having a client-focus and providing independent, objective advice is the only way to make a difference and for the client to have true, long-term investment success. These values, along with the key points shown below, provide the difference that Hammond Investment Management can make.

  • The difference is education. The principal of the firm, Timothy P. Hammond, has a M.S. in Financial Markets & Trading from the Illinois Institute of Technology and a B.B.A. in Accounting from Loyola University of Chicago having also passed the Certified Public Accountants exam.

  • The difference is experience. Mr. Hammond has over two decades of experience in the investment and finance areas. For ten years he was a municipal finance director responsible for managing the municipality’s investments and its police pension investments. Since 2000 he has been a Registered Investment Advisor (RIA*) managing investments for individuals, municipalities and public pensions.

  • The difference is fiduciary responsibility. Hammond Investment Management will agree, in writing, to act as a fiduciary. Contrary to what you may believe, not all investment advisors follow this practice nor do they have to legally be a fiduciary. We believe that not being a fiduciary is a clear conflict of interest. That is why one of the first things we do in a new client relationship is agree in writing to be a fiduciary for the client.

  • The difference is independence. Our independence allows us to make a difference for the client by not being just another advisor. We make recommendations that we believe are truly in the best interest of the client. We are fee based so our recommendations are not based on generating revenue for the firm. We advise clients to buy, sell, and unlike some firms, hold because sometimes holding is the best course of action.

  • The difference is custody. Hammond Investment Management does not hold any of the client’s investments, instead the investments are safely held by Charles Schwab & Company a completely independent third party.


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* “RIA” means we are registered with the State of Illinois. Registration does not mean a government agency approves an advisor or reviews their qualifications. Please note that “RIA” is not a designation, credential, endorsement, membership organization, or award.